NC Buyer Forms Guide
Buying a home involves a lot of paperwork — and in North Carolina, some of that paperwork is unique to this state. Chris believes that informed buyers make confident buyers. This guide walks you through every mandatory form you'll encounter, in plain English, so nothing catches you off guard.
You'll never be handed something to sign without a full explanation. But knowing what's coming makes the whole process feel a lot less daunting.
Most transaction forms are handled digitally dotloop — through dotloop — secure, easy e-signing from any device. No printing, no faxing, no hassle.
Working With Real Estate Agents Disclosure
First meeting — before any real estate discussion
What it is
This is the very first form you'll receive — even before you talk about neighborhoods or budget. Required by NC law, it explains the different types of agent relationships available to you: Buyer's Agent (works for you), Seller's Subagent (works for the seller), Dual Agent (represents both), and Designated Dual Agent.
Why it matters to you
It protects you by making sure you understand who is legally working in your interest. Signing it does not create an agency relationship — it's purely informational.
Signing this does NOT commit you to anything. It's your rights disclosure.
Exclusive Buyer Agency Agreement
Before starting your home search
What it is
This is the contract that officially makes Chris your dedicated buyer's agent. It covers the duration of the agreement, Chris's duties to you (loyalty, confidentiality, disclosure, skill), and how compensation is structured. You'll sign this in dotloop before your search begins.
Why it matters to you
It means Chris is legally obligated to work in YOUR best interest — not the seller's. You get a dedicated advocate who owes you full loyalty, confidentiality, and expert guidance throughout the process.
Under this agreement, Chris's job is to get you the best deal possible — period.
Property Showing Agreement
Before a showing, when Form 201 hasn't been signed yet
What it is
A lighter-weight alternative to Form 201 for buyers who aren't ready to commit to full exclusive representation yet. It allows Chris to show you a specific property or set of properties without a long-term agency agreement in place. Often used at open houses or initial exploratory showings.
Why it matters to you
NC law requires written terms before any showing occurs. Form 202 makes sure you're protected and informed even for a casual first look — without locking you into anything long-term.
Think of this as a 'try before you commit' agreement — perfectly normal for first-time conversations.
Offer to Purchase and Contract
When making an offer on a home
What it is
This is the main event — the actual purchase offer. Form 2-T covers every material term of the deal: purchase price, due diligence period (your investigation window), due diligence fee, earnest money, closing date, inspection rights, and contingencies. Chris will walk you through every section before you sign.
Why it matters to you
This document governs the entire transaction. Understanding the due diligence period, the difference between the DD fee and earnest money, and your exit rights before this period ends is critical. North Carolina's Form 2-T is actually more buyer-friendly than contracts in many other states.
NC's due diligence period gives you a real 'investigation window' where you can walk away for any reason.
Property Disclosures
Provided by seller during due diligence
What it is
The seller is legally required to complete this form and give it to you. It discloses known issues with the property — structural, electrical, plumbing, environmental hazards, presence of an HOA, pending assessments, and more. It's your window into the seller's knowledge of the home.
Why it matters to you
It surfaces issues the seller is aware of so you can factor them into your due diligence, inspection, and negotiations. Sellers who knowingly conceal issues can face legal liability. Chris will review every line with you.
'No Representation' means the seller doesn't know — not that there's no issue. Always verify.
Mineral & Oil/Gas Rights Disclosure
Provided by seller alongside Form 140
What it is
In North Carolina, mineral rights, oil rights, and gas rights can be legally separated from surface ownership. This means someone else could own the rights to what's underground on your property. Sellers must disclose whether these rights have been severed from the property.
Why it matters to you
If mineral rights are severed, a third party could legally access the subsurface of your property. This is more relevant in certain NC counties, but important to understand for every purchase.
Most Raleigh-area transactions are unaffected, but it's always worth knowing before closing.
You'll Never Sign Anything Blind
Chris walks every buyer through each of these forms personally — explaining what you're agreeing to, what your rights are, and what questions to ask.
Have questions before you're ready to start? Book a free call anytime. No pressure, no obligation — just answers.
Have Questions? Book a Call with Chris