Get Pre-Approved

Get Pre-Approved for Your Raleigh Home Purchase

Start your pre-approval today and be ready to move fast when you find the right home in the Raleigh area.

Get Your Free Pre-Approval
Why Get Pre-Approved

Built for relocating buyers

Relocation Specialist

Understands out-of-state buyers, remote closings, and multi-state transactions.

Competitive Rates

Shop rates and closing cost credits to find the best fit for your budget.

Fast Pre-Approval

Same-day pre-approval letters so you don't lose your dream home.

Down Payment Guidance

Expertise in NC Home Advantage and other down payment assistance programs.

Loan Programs

Programs that fit every buyer

Conventional

5% down10% down20% down

The most common loan type for creditworthy buyers.

Best for: Buyers with stable employment and good credit

FHA

3.5% down

Government-backed loan with flexible credit requirements.

Best for: First-time buyers and those with lower down payments

VA

0% down

Exclusive benefits for veterans and active military.

Best for: Military members and veterans

USDA

0% down

Rural development loan for eligible areas.

Best for: Buyers in Clayton, Holly Springs, and surrounding areas

Jumbo

Custom terms

For high-value properties over conventional limits.

Best for: Cary, North Raleigh, and other premium neighborhoods

Start Your Pre-Approval

Pre-approved in minutes

No credit card required.

Your information is secure and will only be shared with our lending partners.

Raleigh Bound and EXP Realty receive no compensation for lender referrals. This referral is offered for your convenience; you are free to choose any lender.

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