Raleigh, NC

Mortgage Calculator

Estimate your monthly payment for a Raleigh home purchase, including taxes, insurance, and PMI.

Current Rates as of April 6, 2026

30-Year Fixed

6.81%

15-Year Fixed

6.12%

Rates updated weekly from national averages. Your actual rate may vary based on credit score, loan amount, and lender.

Loan Details

$
$50K$2M
20%$80,000
3%50%
6.81%
2%12%

Total Monthly Payment

$2,564.96

Principal & Interest
$2,088.29
Property Tax (0.98%)
$326.67
Homeowners Insurance
$150.00
Total$2,564.96
Down Payment$80,000
Loan Amount$320,000

These are estimates only. Actual rates and payments depend on your credit score, lender, and loan program. Chris can connect you with preferred local lenders who specialize in Raleigh relocations.

Want to get pre-approved or connect with a trusted Raleigh lender?

Chris works with preferred local lenders who specialize in Raleigh relocations — from first-time buyers to jumbo loans.

EQUAL HOUSINGLENDER
Equal Housing Lender

Chris Pacilio, REALTOR®

NC Real Estate License #349949

EXP Realty

Raleigh, NC

Office: 704.817.9826·Direct: 919.307.5529

chris@chrispacilio.com

Chris Pacilio is a licensed real estate broker in North Carolina. EXP Realty supports the principles of the Fair Housing Act and the Equal Opportunity Act. All information deemed reliable but not guaranteed and should be independently verified. Not intended to solicit properties already listed.

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